Home Personal Banking Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Earn higher interest than a traditional savings account for a specific term.

Grow Your Savings With Steady Interest.

Certificate of Deposit (CD) accounts are an alternative way to grow your savings and offer steady interest rates that fit your savings goals. With a CD from Sauk Valley Bank, take advantage of fixed interest rates on your funds for the term of the CD. 

We offer two types of CDs to best help you achieve your financial and savings goals.


Certificate of Deposit

A Certificate of Deposit at Sauk Valley Bank is the answer to a safe and profitable way to invest your money. CD’s allow you to lock in a rate of return for the term of the CD. We offer terms ranging from 14 days-60 months, as well as additional longer-term CDs. With CD’s, your dollars are FDIC insured so you can have the peace of mind that your money is safe and working for you.1

IRA Certificate of Deposit

An IRA CD allows you to grow your retirement funds with a fixed-rate guarantee throughout the term of the CD, along with the tax advantages of an IRA2, and FDIC insurance.3 We offer flexible terms, and opening deposit amounts, so your retirement savings works for you.

Why Choose Sauk Valley Bank?

At Sauk Valley Bank, we work hard to find the solutions that fit your unique banking needs. With a variety of banking and lending options, our team has the experience and flexibility to find the right solution to fit your needs.

We are committed to serving our communities with the highest quality of service. We focus on you and your needs – and offer you flexible and convenient solutions. Our aim is to build lifelong relationships, one customer at a time.

Ready To Get Started?

If you're ready to get started, our team can help you make the switch to Sauk Valley Bank today! Already have an account but think a Certificates of Deposit (CDs) is right for you? Our team can assist you in finding the right options to fit your needs and lifestyle. Find the nearest location or contact our Solutions Center.

1 For more information on FDIC insurance, check out the FDIC’s Electronic Deposit Insurance Estimator (EDIE).

2 For tax-related questions, please discuss with your tax advisor.  Early withdrawal fees may apply, with exceptions for age and certain other conditions.  All withdrawals are subject to IRA tax regulations and penalties.

3 For more information on FDIC insurance, check out the FDIC’s Electronic Deposit Insurance Estimator (EDIE).


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