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About Us

A group of bankers, business professionals, and farmers from the Sauk Valley area realized the need to start a “community bank.”  Corporate banks were becoming more focused on their own needs rather than those of the customers and community.  There was a need for a bank that listened to its customers and handled decisions locally.  A bank where you were a face with a name, and not just a number.

The idea was received with open arms from people living and working in the Sauk Valley area who were willing to invest in this new venture.  The preliminary plan to form Sauk Valley Bank was conceived.  On July 9, 1999, Sauk Valley Bank became a reality and opened for business in a temporary modular unit in Sterling, while the permanent office was being built.

Sauk Valley Bank continued to expand their services in the community by opening a facility in Rock Falls in 2001.  After doing business in a rented location for 6 years, a new banking center was built, which opened in July of 2007.  Leaving little time between projects, the bank broke ground for the Dixon Office in that same year; once again utilizing the “modular facility” while the construction of the new building was underway. The new building was open for business on January 7, 2008.  To continue to better serve our customers, the bank expanded services on June 10, 2013 with a second Sterling location in a newly remodeled East End facility. Then, the opportunity for a second Dixon location to open in 2021 came about and so in July of that year, our Dixon North facility on Galena Ave. opened its doors to customers, offering a new convenient location for banking.

Our philosophy and goals are the same today as they were back then; to provide the best products and services to the communities we serve, by offering solutions that fit their financial needs.  Whether it is; personal, commercial, or agricultural, we can serve our community’s financial needs.

Our values are the beliefs that guide us. At the center of what Sauk Valley Bank stands for is community. We strive to serve our communities with the highest quality of service, while also thinking outside the box and giving back in every way we can.

The way we interact with our customers and co-workers is summed up by our mission statement:

We build relationships around accountability to our customers and team members by delighting them with the attention and respect they deserve.

We aim to build lifelong relationships, one customer at a time.

Taking a quick look back while thinking about our future, we are confident that we have weathered the storm of the financial crisis by being well-capitalized with strong financial footings. As we move forward we continue to invest in infrastructure that will drive growth, and build sustainable earnings.

New technology is ever present, and we plan to continue maintaining our state-of-the-art posture. Our goal is to provide the best products and services possible to our customers and our community.

We are a locally-owned community bank, with roots right here in the Sauk Valley. We planned it that way from the beginning, and we will be here for the future.

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