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About Us

Creating a positive impact and making a difference in the communities we serve.

For whatever lies ahead, we’re proud to be there for our customers, employees and communities.

Who We Are

Headquartered in Sterling, Illinois, Sauk Valley Bank (SVB) is a locally owned, community financial institution that provides the highest quality products and services. SVB offers solutions that fit various customer financial needs; including personal, commercial, and agricultural. Sauk Valley Bank has achieved great success in its 20+ year history, including the expansion of its footprint. With various banking locations, the company serves communities throughout Illinois including: Sterling, Rock Falls, Dixon, Harvard, and that of Janesville, Wisconsin.

Our History

On July 9, 1999, Sauk Valley Bank opened its first location in a temporary modular unit in Sterling, IL., while a permanent office, which would eventually become known as Sterling West, was being built.

Sauk Valley Bank, started with an idea between a group of bankers, business professionals, and farmers from the Sauk Valley area. Coming together, they all realized the need for a community-centric bank in the area. They all were seeking a bank that listened to its customers and handled decisions locally⁠—a bank where you were a face with a name and not just a number.

The idea was received with open arms from the community and the preliminary plan to form Sauk Valley Bank was conceived. 

In 2001, Sauk Valley Bank continued to expand their services in the community by opening a facility in Rock Falls. After 6 years in a rented location there, a new full-service branch was built, which opened in July of 2007.

Leaving little time between projects, Sauk Valley Bank broke ground for the Dixon Office in that same year; once again utilizing a “modular facility” until the construction of the new building was complete. The new building on Walton Dr. was open for business on January 7, 2008.

To continue to better serve customers, the bank expanded services on June 10, 2013 with a second Sterling location in a newly remodeled East End facility. On August 31, 2015, Sauk Valley Bank expanded into Wisconsin and opened a loan production office to serve the Janesville community. In continuing to expand our footprint, a loan production office was opened in Harvard on November 1, 2017. In the following years, the Harvard location would transition to a deposit production office, before moving to become a full service banking location in January of 2022.

A third Sterling location, Sterling North, would come on May 6, 2019. The opportunity for a second branch to open in Dixon would come in 2021. In July of that year, our Dixon North facility on Galena Ave. opened its doors to customers, offering a new convenient location for banking.

We build Relationships around Accountability to our customers and team members by Delighting them with the Attention and Respect they deserve.

Our Mission

Sauk Valley Bank is a locally owned, community bank that aspires to continually provide the exceptional customer service of which its foundation was built upon. Through driving customized solutions, personalized services and products that are truly beneficial, SVB strives to be the customer choice bank. Our philosophy and goals are the same today as they were back then; to provide the best products and services to the communities we serve, by offering solutions that fit their financial needs.  

Our values are the beliefs that guide us. At the center of what Sauk Valley Bank stands for is community. We strive to serve our communities with the highest quality of service, with innovative solutions, and a conscious effort to give back in every way we can.

The way we interact with our customers and co-workers is summed up by our mission statement:

We build relationships around accountability to our customers and team members by delighting them with  the attention and respect they deserve. 

Building lifelong relationships, one customer at a time.



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