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Deposit Rates

Interest Rates & Annual Percentage Yields (APY) are accurate as of October 1, 2023

Savings Account

Account TypeMinimum To OpenInterest RateAPY
Personal Savings*$50.000.10%0.10%
Children’s Savings$5.000.05%0.05%
Holiday Savings$5.000.05%0.05%

Preferred Savings Account*

Minimum Balance To Earn APYInterest RateAPY
$125,000 & above1.09%1.10%
$75,000 - $124,999.990.75%0.75%
$25,000 - $74,999.990.45%0.45%
$2,500 - $24,999.990.25%0.25%
$0.01- $2,499.990.00%0.00%

Health Savings Account

Minimum Balance To Earn APYInterest RateAPY
$10,000 & above0.35%0.35%
$5,000 - $9,999.990.20%0.20%
$1,000 - $4,999.990.05%0.05%
$0.00 - $999.990.00%0.00%

Money Market Deposit Account*

Minimum Balance To Earn APYInterest RateAPY
$250,000 & above1.59%1.60%
$100,000 - $249,999.991.00%1.00%
$10,000 - $99,999.990.75%0.75%
$1,000 - $9,999.990.25%0.25%
$0 - $999.990.00%0.00%

Now Checking Account*

Minimum Balance To Earn APYInterest RateAPY
$5,000 & above0.10%0.10%
$1,000 - $4,999.990.05%0.05%
$0 - $999.990.00%0.00%

Platinum Checking Account*

Minimum Balance To Earn APYInterest RateAPY
$100,000 & above1.00%1.00%
$50,000 - $99,999.990.55%0.55%
$10,000 - $49,999.990.25%0.25%
$0.00 - $9,999.990.00%0.00%

Preferred Savings Account & Money Market Deposit Account index are scheduled to change on the first business day of the month at the bank’s discretion.
All rates are subject to change at bank’s discretion and may change after the account has been opened.

Certificate Of Deposit

Monthly TermsInterest RateAPYInterest RateAPY
*$1,000 - $4,999*$5,000 & above
60 & above1.24%1.25%1.39%1.40%
48 - 591.19%1.20%1.34%1.35%
36 - 471.14%1.15%1.29%1.30%
30 - 351.09%1.10%1.24%1.25%
24 - 291.24%1.25%1.39%1.40%
18 - 231.19%1.20%1.34%1.35%
12 - 17 1.09%1.10%1.24%1.25%
6 - 110.80%0.80%0.85%0.85%
14 days - 5 months0.45%0.45%0.55%0.55%

Individual Retirement Account (IRA) Certificate Of Deposit

Monthly TermsInterest RateAPYInterest RateAPY
*$1,000 - $4,999*$5,000 & above
60 & above1.24%1.25%1.39%1.40%
48 - 591.19%1.20%1.34%1.35%
36 - 471.14%1.15%1.29%1.30%
30 - 351.09%1.10%1.24%1.25%
24 - 291.24%1.25%1.39%1.40%
18 - 231.19%1.20%1.34%1.35%
12 - 17 1.09%1.10%1.24%1.25%
6 - 110.80%0.80%0.85%0.85%

Buildable Certificate Of Deposit**

Monthly TermsInterest RateAPYInterest RateAPY
*$1,000 - $4,999*$5,000 & above
120.90%0.90%1.24%1.25%

Buildable IRA Certificate Of Deposit***

Monthly TermsInterest RateAPYInterest RateAPY
*$0.01 - $4,999*$5,000 & above
120.90% 0.90%1.24%1.25%

Buildable SEP IRA Certificate Of Deposit***

Monthly TermsInterest RateAPYInterest RateAPY
*$0.01 - $4,999*$5,000 & above
120.90% 0.90%1.24%1.25%

*Minimum balance to earn stated APY
**May add deposits in $500 increments up to $100,000
***May add deposits in $50 increments with no maximum

Certificates of Deposit and IRA Certificates of Deposit may have substantial penalty for early withdrawal.

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