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Refinance Your Current Home

Mortgage rates are at an all-time low. Now is the time to consider refinancing your current mortgage with Sauk Valley Bank. Refinancing your home at a lower rate can save you thousands of dollars of interest over the life of your mortgage. When you refinance often you can reduce your monthly payment by hundreds of dollars or keep your payment the same but payoff your loan much faster.

  • Current principle balance: $80,000
  • Current Rate: 6.00%
  • Initial term: 30 yrs.
  • Remaining term: 25 years
  • Current mo. payment: $479.64

Refinance to 3.50%, mo. payment = $400.50. Reduces your house payment by $949.68 a year!

Keep payment the same with a 3.50% rate that shaves 5 years off your loan and saves over $50,000 in interest expense compared to the current loan.

Costs to refinance are small compared to the money you will save over the life of your loan.

Ready to Get Started?

Call and set up an appointment with one of our mortgage lenders to find out more.

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