| Personal | Preferred | |
|---|---|---|
| Minimum to Open | $50 | $2,500 |
| Minimum Balance Required | $200 | $1,000 |
| Online Banking |  | |
| E-Statements | | |
| Unlimited Withdrawals ATM and in-person activity | | |
| 6 Preauthorized Withdrawals (Bill pay, phone transfers, etc. *) | | |
| October Pay Out | ||
| **Earns Interest | | Four-tier rate structure, higher balances earn higher interest rates |
| ATM/ Debit Card (Locations) | Yes, with a qualified checking account | Yes, with a qualified checking account |
| Fee | $2 if balance falls below $200 on any day of the quarter | $5 if balance falls below $1,000 on any day of the month |
| * Please see a Universal Banker for more details. ** Refer to current deposit rate sheet for rate. | ||
