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Deposit Account Rate Information

Interest Rates & Annual Percentage Yields (APY) accurate as of June 1, 2018.

Savings Accounts

ACCOUNT TYPEMINIMUM BALANCEINTEREST RATEAPY
Personal Savings **$200.00 .050%.05%
Children’s Savings$5.00 .050%.05%
Holiday Savings$5.00 .050%.05%

Preferred Savings Account**

DAILY BALANCEINTEREST RATEAPY
*$125,000 & above.449%.45%
*$75,000 - $124,999.99.250%.25%
*$25,000 - $74,999.99.150%.15%
*$2,500 - $24,999.99.050%.05%
*$.01 - $2,499.99.000%.00%

Health Savings Account

DAILY BALANCEINTEREST RATEAPY
*$10,000 & above.300%.30%
*$5,001 - $10,000.200%.20%
*$1,001 - $5,0000.050%.05%
*$0 - $1,000.000%.00%

Money Market Deposit Account**

DAILY BALANCEINTEREST RATEAPY
*$250,000 & above.995%1.00%
*$100,000 - $249,999.99.648%.65%
*$10,000 - $99,999.99.250%.25%
*$1,000 - $9,999.99.080%.08%

Now Checking Account**

DAILY BALANCEINTEREST RATEAPY
*$5,000 & above.050%.05%
*$1,000 - $4,999.99.030%.03%

Preferred Savings Account & Money Market Deposit Account index are scheduled to change on the first business day of the month at the bank’s discretion.

* Minimum balance to earn stated APY.
**Fees could reduce earnings

Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$.01 - $4,999*$.01 - $4,999*$5,000 & above*$5,000 & above
60 & above 1.391%1.40%1.785%1.80%
48-59.896%.90%1.292% 1.30%
36-47.648% .65% 1.045%1.05%
30-35.449%.45%.797% .80%
24-29.399%.40%.797%.80%
18-23 .349%.35%.598%.60%
12-17 .300%.30%.549%.55%
6-11.200%.20%.300%.30%
14 days-5 months .200%.20%.250%.25%

Buildable Certificate of Deposit**

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01 - $4,999*$.01 - $4,999*$5,000 & above*$5,000 & above
12.299%.30%.548%.55%

Individual Retirement Account Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$.01 - $4,999*$.01 - $4,999*$5,000 & above*$5,000 & above
60 & above 1.391%1.40%1.785%1.80%
48-59.896%.90%1.292% 1.30%
36-47.648% .65% 1.045%1.05%
30-35.449%.45%.797% .80%
24-29.399%.40%.797%.80%
18-23 .349%.35%.598%.60%
12-17 .300%.30%.549%.55%
6-11.200%.20%.300%.30%

Buildable IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.399%0.40%0.548%0.55%

Buildable SEP IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.399%0.40%0.548%0.55%

Certificates of Deposit and IRA Certificates of Deposit may have substantial penalty for early withdrawal.

* Minimum balance to earn stated APY.
** May add deposits in $500 increments up to $100,000.
*** May add deposits in $50 increments with no maximum.

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