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Deposit Account Rate Information

Interest Rates & Annual Percentage Yields (APY) accurate as of August 1, 2019.

SAVINGS ACCOUNT

ACCOUNT TYPEMINIMUM TO OPENINTEREST RATEAPY
Personal Savings$50.000.05%0.05%
Children's Savings$5.000.05%0.05%
Holiday Savings$5.000.05%0.05%

Preferred Savings Account**

DAILY BALANCEINTEREST RATEAPY
*$125,000 & above0.449%0.45%
*$75,000 - $124,999.990.249%0.25%
*$25,000 - $74,999.990.150%0.15%
*$2,500 - $24,999.990.050%0.05%
*$.01 - $2,499.990.000%0.00%

Health Savings Account

DAILY BALANCEINTEREST RATEAPY
*$10,000 & above0.300%0.30%
*$5,000 - $9,999.990.200%0.20%
*$1,000 - $4,999.990.050%0.05%
*$0 - $999.990.000%0.00%

Money Market Deposit Account**

DAILY BALANCEINTEREST RATEAPY
*$250,000 & above0.995%1.00%
*$100,000 - $249,999.990.648%0.65%
*$10,000 - $99,999.990.349%0.35%
*$1,000 - $9,999.990.080%0.08%

Now Checking Account**

DAILY BALANCEINTEREST RATEAPY
*$5,000 & above0.050%0.05%
*$1,000 - $4,999.990.030%0.03%

Platinum Checking Account

DAILY BALANCEINTEREST RATEAPY
$100,000 & above0.648%0.65%
$50,000 - $99,999.990.450%0.45%
$10,000 - $49,999.99 0.250%0.25%
$.01 - $9,999.990.00%0.00%

Preferred Savings Account & Money Market Deposit Account index are scheduled to change on the first business day of the month at the bank’s discretion.

All rates are subject to change at bank’s discretion
*Fees could reduce earnings

Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$.01 - $4,999*$.01 - $4,999*$5,000 & above*$5,000 & above
60 & above 1.391%1.40%1.785%1.80%
48-590.896%0.90%1.292% 1.30%
36-470.648% 0.65% 1.045%1.05%
30-350.449%0.45%0.797% 0.80%
24-290.399%0.40%0.797%0.80%
18-23 0.349%0.35%0.598%0.60%
12-17 0.300%0.30%0.548%0.55%
6-110.200%0.20%0.299%0.30%
14 days-5 months 0.200%0.20%0.249%0.25%

Buildable Certificate of Deposit**

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$0.01 - $4,999*$0.01 - $4,999*$5,000 & above*$5,000 & above
120.300%0.30%0.549%0.55%

Individual Retirement Account Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$0.01 - $4,999*$0.01 - $4,999*$5,000 & above*$5,000 & above
60 & above 1.391%1.40%1.785%1.80%
48-590.896%0.90%1.292% 1.30%
36-470.648% 0.65% 1.045%1.05%
30-350.449%0.45%0.797% 0.80%
24-290.399%0.40%0.797%0.80%
18-23 0.349%0.35%0.598%0.60%
12-17 0.300%0.30%0.548%0.55%
6-110.200%0.20%0.299%0.30%

Buildable IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.300%0.30%0.549%0.55%

Buildable SEP IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.300%0.30%0.549%0.55%

 

Certificates of Deposit and IRA Certificates of Deposit may have substantial penalty for early withdrawal.

* Minimum balance to earn stated APY.
** May add deposits in $500 increments up to $100,000.
*** May add deposits in $50 increments with no maximum.

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