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Deposit Account Rate Information

Interest Rates & Annual Percentage Yields (APY) accurate as of November 1, 2020.

Savings Account

ACCOUNT TYPEMINIMUM TO OPENINTEREST RATEAPY
*Personal Savings$50.000.05%0.05%
*Children's Savings$5.000.05%0.05%
*Holiday Savings$5.000.05%0.05%

Preferred Savings Account**

DAILY BALANCEINTEREST RATEAPY
*$125,000 & above0.25%0.25%
*$75,000 - $124,999.990.20%0.20%
*$25,000 - $74,999.990.15%0.15%
*$2,500 - $24,999.990.05%0.05%
*$.01 - $2,499.990.00%0.00%

Health Savings Account

DAILY BALANCEINTEREST RATEAPY
*$10,001 & above0.25%0.25%
*$5,001 - $10,0000.20%0.20%
*$1,001 - $5,0000.05%0.05%
*$0 - $1,0000.00%0.00%

Money Market Deposit Account**

DAILY BALANCEINTEREST RATEAPY
*$250,000 & above0.25%0.25%
*$100,000 - $249,999.990.20%0.20%
*$10,000 - $99,999.990.15%0.15%
*$1,000 - $9,999.990.05%0.05%

Now Checking Account**

DAILY BALANCEINTEREST RATEAPY
*$5,000 & above0.05%0.05%
*$1,000 - $4,999.990.03%0.03%

Platinum Checking Account

DAILY BALANCEINTEREST RATEAPY
$100,000 & above0.25%0.25%
$50,000 - $99,999.990.20%0.20%
$10,000 - $49,999.99 0.15%0.15%
$.01 - $9,999.990.00%0.00%

Preferred Savings Account & Money Market Deposit Account index are scheduled to change on the first business day of the month at the bank’s discretion.

All rates are subject to change at bank’s discretion and may change after the account has been opened.

*Fees could reduce earnings

Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$1,000 - $4,999*$1,000 - $4,999*$5,000 & above*$5,000 & above
60 & above 0.55%0.55%0.75%0.75%
48-590.45%0.45%0.65% 0.65%
36-470.35% 0.35% 0.55%0.55%
30-350.30%0.30%0.50% 0.50%
24-290.30%0.30%0.50%0.50%
18-23 0.25%0.25%0.45%0.45%
12-17 0.25%0.25%0.35%0.35%
6-110.20%0.20%0.20%0.20%
14 days-5 months 0.20%0.20%0.20%0.20%

Buildable Certificate of Deposit**

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$1,000 - $4,999*$1,000 - $4,999*$5,000 & above*$5,000 & above
120.250%0.25%0.349%0.35%

Individual Retirement Account Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$1,000 - $4,999*$1,000 - $4,999*$5,000 & above*$5,000 & above
60 & above 0.55%0.55%0.75%0.75%
48-590.45%0.45%0.65% 0.65%
36-470.35% 0.35% 0.55%0.55%
30-350.30%0.30%0.50% 0.50%
24-290.30%0.30%0.50%0.50%
18-23 0.25%0.25%0.45%0.45%
12-17 0.25%0.25%0.35%0.35%
6-110.20%0.20%0.20%0.20%

Buildable IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.250%0.25%0.349%0.35%

Buildable SEP IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.250%0.25%0.349%0.35%

Certificates of Deposit and IRA Certificates of Deposit may have substantial penalty for early withdrawal.

* Minimum balance to earn stated APY.
** May add deposits in $500 increments up to $100,000.
*** May add deposits in $50 increments with no maximum.

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