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Deposit Account Rate Information

Interest Rates & Annual Percentage Yields (APY) accurate as of September 3, 2019.

Savings Account

ACCOUNT TYPEMINIMUM TO OPENINTEREST RATEAPY
Personal Savings$50.000.05%0.05%
Children's Savings$5.000.05%0.05%
Holiday Savings$5.000.05%0.05%

Preferred Savings Account**

DAILY BALANCEINTEREST RATEAPY
*$125,000 & above0.55%0.55%
*$75,000 - $124,999.990.25%0.25%
*$25,000 - $74,999.990.15%0.15%
*$2,500 - $24,999.990.05%0.05%
*$.01 - $2,499.990.00%0.00%

Health Savings Account

DAILY BALANCEINTEREST RATEAPY
*$10,000 & above0.50%0.50%
*$5,000 - $9,999.990.20%0.20%
*$1,000 - $4,999.990.05%0.05%
*$0 - $999.990.00%0.00%

Money Market Deposit Account**

DAILY BALANCEINTEREST RATEAPY
*$250,000 & above1.00%1.00%
*$100,000 - $249,999.990.65%0.65%
*$10,000 - $99,999.990.35%0.35%
*$1,000 - $9,999.990.08%0.08%

Now Checking Account**

DAILY BALANCEINTEREST RATEAPY
*$5,000 & above0.05%0.05%
*$1,000 - $4,999.990.03%0.03%

Platinum Checking Account

DAILY BALANCEINTEREST RATEAPY
$100,000 & above0.50%0.50%
$50,000 - $99,999.990.40%0.40%
$10,000 - $49,999.99 0.25%0.25%
$.01 - $9,999.990.00%0.00%

Preferred Savings Account & Money Market Deposit Account index are scheduled to change on the first business day of the month at the bank’s discretion.

All rates are subject to change at bank’s discretion
*Fees could reduce earnings

Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$.01 - $4,999*$.01 - $4,999*$5,000 & above*$5,000 & above
60 & above 1.39%1.40%1.79%1.80%
48-590.90%0.90%1.29% 1.30%
36-470.65% 0.65% 1.05%1.05%
30-350.45%0.45%0.80% 0.80%
24-290.40%0.40%0.80%0.80%
18-23 0.35%0.35%0.60%0.60%
12-17 0.30%0.30%0.55%0.55%
6-110.20%0.20%0.30%0.30%
14 days-5 months 0.20%0.20%0.25%0.25%

Buildable Certificate of Deposit**

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$0.01 - $4,999*$0.01 - $4,999*$5,000 & above*$5,000 & above
120.30%0.30%0.55%0.55%

Individual Retirement Account Certificates of Deposit

MONTHLY TERMSINTEREST RATEAPYINTEREST RATEAPY
*$0.01 - $4,999*$0.01 - $4,999*$5,000 & above*$5,000 & above
60 & above 1.39%1.40%1.79%1.80%
48-590.90%0.90%1.29% 1.30%
36-470.65% 0.65% 1.05%1.05%
30-350.45%0.45%0.80% 0.80%
24-290.40%0.40%0.80%0.80%
18-23 0.35%0.35%0.60%0.60%
12-17 0.30%0.30%0.55%0.55%
6-110.20%0.20%0.30%0.30%

Buildable IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.30%0.30%0.55%0.55%

Buildable SEP IRA Certificate of Deposit***

MONTHLY TERMINTEREST RATEAPYINTEREST RATEAPY
*$.01-$4,999*$.01-$4,999*$5,000 & above*$5,000 & above
120.30%0.30%0.55%0.55%

Certificates of Deposit and IRA Certificates of Deposit may have substantial penalty for early withdrawal.

* Minimum balance to earn stated APY.
** May add deposits in $500 increments up to $100,000.
*** May add deposits in $50 increments with no maximum.

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