DIXON, IL –
Sauk Valley Bank (SVB) is pleased to announce the promotion of Billy Johnson as the new Chief Lending Officer.

For more than 30 years, Billy Johnson has built his career around helping customers navigate important financial decisions through commercial lending, community banking, and relationship-driven service. He has supported individuals and businesses through milestones ranging from building homes to expanding operations, always with a focus on practical guidance and responsible lending. Billy is known for a steady, collaborative leadership approach and a commitment to strengthening both the customers he serves and the communities he works in.
Billy has spent the last 22 years in commercial lending, where he has helped clients with a wide range of commercial projects. He has also supported farm families by providing financing for crop production, equipment purchases, and their children’s first vehicles. His background includes supporting a broad range of business clients with tailored financial solutions that align with their goals. Billy is committed to offering dependable expertise and considers it a privilege to contribute to the success of the customers and communities he serves.
“Billy is a proven leader who puts people first. Billy’s promotion to Chief Lending Officer is a reflection of both his professional expertise and the respect he has earned across our organization. He understands our markets, values collaboration, and brings a forward-thinking approach to lending that will serve our customers with the respect and attention they deserve,” said Dirk Meminger, President and CEO of Sauk Valley Bank.
As Chief Lending Officer, Billy will oversee the bank’s lending strategy and lending teams across all markets. He will focus on maintaining lending practices, supporting portfolio growth, and ensuring that Sauk Valley Bank continues to provide high-quality lending solutions tailored to customer needs.
Billy completed the Graduate School of Banking at Louisiana State University and holds a bachelor’s degree in finance and commercial banking from Northeast Louisiana University, now the University of Louisiana at Monroe. A native of Louisiana, Billy now resides in Dixon with his wife, Lindsey. The couple moved to the community in 2023 to be closer to her family. They have three children: JP, Gabe, and Riley.
About Sauk Valley Bank:
Sauk Valley Bank (SVB) is a locally owned community financial institution committed to delivering high-quality products and services. The bank offers a full range of solutions designed to meet personal, commercial, and agricultural financial needs. Throughout its 25+ years of operation, Sauk Valley Bank has continued to grow and expand its footprint. With multiple locations, the bank proudly serves communities across Illinois and Wisconsin, including Sterling, Rock Falls, Dixon, Harvard, Janesville, and Walworth.