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Student Loan Refinancing

We’ve partnered with Laurel Road Bank to bring you Student Loan refinance options.

Refinance with Lower Rates

Sauk Valley Bank has partnered with Laurel Road Bank to provide our customers with the opportunity to refinance your student loans to lower interest rates.  Laurel Road is an FDIC insured bank which is a leader in the student loan market.

Who Should Refinance?

If the interest rate on your student loans is higher than you would like, you should look into refinancing your student loans. It’s easy to apply online and won’t affect your credit score. Refinancing your loans gives you the opportunity to reach your financial goals quicker by utilizing a solution tailored to you.

Student Loan Refinancing Benefits


  • Easy, entirely online application process
  • Get a personalized rate offer with no impact on your credit within 2 minutes
  • No origination or application fees
  • No prepayment penalties
  • Receive a 0.25% rate discount when making automatic payments from a checking account
  • Up to 12 months of forbearance is available (at Laurel Road’s discretion)
  • Additional 0.25% rate discount for Sauk Valley Bank customers!

To get started, click here.


Financial Well-Being

At Sauk Valley Bank putting customers first is what we stand for, it’s a part of our foundation that drives customized solutions and personalized services. We’re committed to helping our customers make their financial lives a little easier. Together, with the help of one of our knowledgeable bankers, you’ll select the product that’s perfect for you. Working with a designated banker can make all the difference. We know your time is valuable, so let us show you the ease of banking.

Why Choose Sauk Valley Bank

At Sauk Valley Bank, we work hard to find the solutions that fit your unique banking needs. With a variety of banking and lending options, our team has the experience and flexibility to find the right solution to fit your business.

We are committed to serving our communities with the highest quality of service. We focus on you and your needs – and offer you flexible and convenient solutions. Our aim is to build lifelong relationships, one customer at a time.


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