NIGHT DEPOSITORY
Don’t have time to make it to the bank? Use Sauk Valley Bank’s 24-hour Night Depository at any of our four convenient banking facilities.
It is a safe, secure way of making deposits when the bank is closed (for individuals or businesses). We suggest our commercial customers use a night drop bag with lock and key. You can drop off bags at night and pick them up the next morning or working day.
With Sauk Valley Bank’s Night Depository Service you have:
- Four convenient, well-lit locations
- Deposits verified by two employees
- Records kept of all night deposits received
- No worry about cash held at home or office
SAFE DEPOSIT BOXES*
Safeguard your family heirlooms, irreplaceable items with great sentimental value, stock certificates, your will and your insurance policies in a safe deposit box. We offer a variety of sizes and prices.
DIRECT DEPOSIT SERVICE
With our FREE direct deposit service, your U.S. government check, Social Security, retirement or paycheck can be electronically deposited into your bank account, eliminating trips to the bank, as well as concern about lost or stolen checks.
WIRE TRANSFER SERVICE
If you or someone you know needs cash in a hurry, we can arrange a same-day transfer to almost any location, foreign or domestic. To arrange a wire transfer please see one of our Universal Bankers at one of our convenient locations.
FOREIGN CURRENCY & DRAFTS
We can obtain currency for most foreign countries. Simply notify us seven to ten days before money is required. Foreign drafts are also available.
CASHIER’S CHECKS & PERSONAL MONEY ORDERS
If you’re making a sizable cash purchase or transaction, a Cashier’s Checks or Personal Money Order is a good option. Recognized and accepted as readily as cash by almost every store, resort or institution, they represent the bank’s obligation rather than your personal obligation.
NOTARY SERVICES
If you need to have your signature on a document legally verified, we have bank staff members who are notary publics. We can also provide signature guarantees for stock transactions. These services are free to our customers.
SIGNATURE GUARANTEE SERVICE
Sauk Valley Bank offers a signature guarantee device on Securities documents of the account holder. This is generally required by the Securities Exchange Commission when Stock or Securities are changed or sold. The maximum value we are able to perform a Signature Guarantee for is $100,000. We provide this service free to our customers.
COIN COUNTING
Sauk Valley Bank offers a free coin counting service at all banking locations. Bring in your loose change and one of our tellers will take care of the rest. As a Sauk Valley Bank customer, there is no fee to use this service. You may also have your children bring their change in to start saving for the future.
LICENSE STICKER RENEWALS
You may purchase a license renewal for your automobile, light truck or boat trailer at any teller location.
OVERDRAFT PROTECTION
The best protection you can have on your checking account. Once approved, you’ll no longer have to worry about those checking account errors and embarrassing overdraft fees. Money will be transferred to your Sauk Valley Bank checking account to maintain a positive balance and you pay interest on only the outstanding balance…no more overdraft fees!
- Eliminates NSF charges
- Open line of credit linked to checking account
- $25 annual fee
- First year annual fee is free
- Automatic payment directly from checking account 10 days after statement cycle
- Deposits $100 increments into checking account
- No service charge for incremental deposits
- Interest rate is 15% APR
- Minimum monthly payment required of $25.00 or 3% of current balance whichever is greater.
*Safe Deposit Boxes are non-FDIC insured.
