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Loan Rates

Rates as of May 27, 2022

Mortgage Loan Products

All rates and terms are subject to change without notice. All loans are subject to credit approval.
Conventional Fixed Rate Loan (Monthly Payment**) with 30 Day Lock In
TermAPR*Interest RateMonthly Payment
15 Year (Max 95% L-T-V)4.948%4.750%$622.27
20 Year (Max 95% L-T-V)5.157%5.000%$527.96
30 Year (Max 95% L-T-V)5.116%5.000%$429.46
Rural DevelopmentProduct Currently SuspendedProduct Currently SuspendedProduct Currently Suspended
Above rates may be adjusted for credit score, loan to value or refinance transactions. Rural Development is sale price of $100,000.
In House Adjustable Rates
TermAPR*Interest RateMonthly Payment
3/3 ARM (30 Year Amortization)4.342%3.750%$370.49**
3/1 ARM (30 Year Amortization)3.860%3.750%$370.49**
5/1 ARM (30 Year Amortization)3.986%3.875%$376.19**
7/1 ARM (30 Year Amortization)4.112%4.000%$381.93**
*Examples are based on a $100,000 home with 20% down and a loan of $80,000. Base price assumes a 740 FICO credit score & 80% loan to value.
** Payment does not include amounts for taxes or insurance premiums. The actual payment may be greater.

Use our Mortgage Payment Calculator to estimate payments or loan amounts.

Home Equity Products

Sauk Valley Bank offers Variable Rate and Fixed Rate Loans. For more information, contact one of our Mortgage Loan Officers today.

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