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customer service: 815.632.4490
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Checking/Money Market

Business Checking

 Business Value CheckingBusiness Checking
Minimum to Open$100 $100
Online Bankingincludedincluded
Bill Payincludedincluded
E-Statementsincludedincluded
No Minimum Balance Requiredincludedincluded
Monthly FeeYes*Yes*
ATM Debit Card (Locations)includedincluded
Additional Services Available*includedincluded
Monthly Maintenance Fee$0$8
Earns Credit *included
Fee Structure$0.20 per debit item charge in excess of 100
$0.20 per credit item charge in excess of 125
$0.04 On Us Items (per item)
$0.08 Local Items (per item)
$0.16 Checks paid (per item)
$0.35 Credit (per item)
$0.16 Debits (per item)
$0.23 FDIC Insurance (per $1000 balance)
* Please see a Business Services Banker for more details.

Money Market Overview

 NowMoney Market
Minimum to Open$100$1,000
Minimum Balance Required$1,000$1,000
Online Bankingincludedincluded
E-Statementsincludedincluded
*Earns InterestTwo-tier structure, higher balances earn higher ratesFour-tier rate structure, higher balances earn higher rates
ATM Locationsincludedincluded
Fee$10 if balances falls below $1,000$3 if balance falls below $1,000
WithdrawalsUnlimitedUnlimited ATM and in person withdrawals, LIMITED check/debit **
* Refer to current deposit rates sheet for rate.
** Please see a Business Services Banker for more details.

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