$2 monthly fee for balance below $200 any day of the month
Interest accrues on collected balances & is compounded daily
Six debit transactions per statement cycle at no charge
Variable interest rate
Free Netteller and Bill Pay
Quarterly Statements
Monthly Statements if transactions are ACH
E-statements available
$10 closing fee if account is closed within 6 months of opening account
Reg. D limitations: for each calendar month and/or statement cycle, a maximum of six withdrawals or transfers can be made from this account, with only three of these being third party transactions (POS transactions, check card, checks). Six transaction limit includes phone transfers, online bill pay and electronic debits (ACH). Three transaction limit includes check and debit card transactions. Unlimited transactions include ATM and in person branch transactions.
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