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BUSINESS BANKING: BUSINESS CREDIT CARDS

True Business Visa Platinum 
 
Disclosure/Summary of Visa Business Card Account Terms 
 
Annual Percentage Rate for Purchases (APR): Variable Prime +3% 
 
Grace Period:  
No finance charge or service charge will be assessed on purchases of goods or services if payment of the full balance is received within 24 days of the closing date of the prior billing period. For cash advances, finance charges are assessed from the date the cash advance posts to your account until the bank receives payment in full. 
 
Minimum Finance Charge: 0.50 
 
Annual Fee: $30.00 per card 
 
Other Fees        
  • Late payment fee: $17.00
  • Overlimit Fee: $5.00
  • Draft Retrieval Fee: $2.00
  • Replacement Card Fee: $30.00
  • Returned/NSF Check Fee: $20.00
  • Statement Copies: $2.00
  • Cash Advance Fee: 4% of transaction amount, $4.00 minimum, $20.00 maximum
  •  
    Option to use PIN based at an ATM. 
    FDIC
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