Savings and Money Market

Savings Overview

With some of the best interest rates on savings, Sauk Valley Bank offers a variety of money market savings accounts and other options to help reach your goals.

Bank accounts are great tools to help you save for that college education, a wedding, or vacation- especially with high interest savings accounts from Sauk Valley Bank.  And why not have a portion of your paycheck automatically deposited into your account? Pay yourself first with a savings account from Sauk Valley Bank.

Money Market Checking Account

  • Tiered interest-bearing account with limited check writing capability.
  • Interest is paid on four tiers
  • Interest compounds daily and credited monthly
  • Minimum balance of $1000 to open account
  • $3.00 service fee if balance falls below $1000 any day of the month
  • No service fee in the first 30 days of account opening if balance is below $1000
  • Up to three checks per statement cycle and $10 per item fee for each check in excess of three in a 30 day cycle period
  • Variable interest rate may change the first business day of each month
  • Free Debit card available upon approval
  • Free on-line banking NetTeller
  • Free E-statements
  • Overdraft Protection available upon approval
  • Monthly statements with images

Reg. D limitations: for each calendar month and/or statement cycle, a maximum of six withdrawals or transfers can be made from this account, with only three of these being third party transactions (POS transactions, check card, checks). Six transaction limit includes phone transfers, online bill pay and electronic debits (ACH). Three transaction limit includes check and debit card transactions. Unlimited transactions include ATM and in person branch transactions.

Now Checking Account

Interest bearing checking account with unlimited check writing capability and all the ancillary services to access the account.

  • $100 minimum opening balance
  • Minimum balance of $1000 per statement cycle
  • $10 service fee if balance falls below $1000 any day of the month
  • Interest compounds daily and paid monthly
  • Variable interest rate
  • Free Debit card available upon approval
  • Free on-line banking NetTeller
  • Overdraft Protection available upon approval
  • Monthly statements with images
  • Free E-statements